Guide
How much gold or silver to give as a gift.
Start from your budget, then pick the size that gives the most metal for it. Silver suits small budgets; gold starts at about a gram. Here's what each size holds at today's prices.
Updated October 22, 2026 · Prices as of November 3, 2026, 8:01 p.m. Pacific
Sizes and what the metal is worth today
| Gift | Metal in it today | Good for |
|---|---|---|
| 1 ozt silver coin | $49.06 | A small gift, a stocking stuffer, a new baby |
| 10 ozt silver bar | $490.58 | A graduation or milestone birthday |
| 1 gram gold bar | $126.48 | A first gold gift |
| 1/10 ozt gold coin | $393.38 | A birthday, graduation, or anniversary |
| 1/4 ozt gold coin | $983.45 | A wedding or a significant milestone |
| 1 ozt gold coin | $3,933.80 | A major occasion, or a start on savings |
Gold is at $3,934 and silver at $49.06 an ounce right now (the Kitco bid). Prices for the gifts themselves run higher than the metal values shown.
Why small pieces cost more per ounce
Making and packaging a 1 gram bar costs nearly as much as a 1 ozt bar, so the premium is a much larger share of a small piece's price. If the gift is meant to hold value, one larger piece usually gives more metal for the money than several small ones. If the point is the moment, a small coin from a meaningful year is perfect.
The gift tax limit
In 2026 you can give up to $19,000 to each person without filing a gift tax return; spouses giving from their own funds can each give that much, $38,000 together. Above that, the giver files Form 709, but tax is rarely due because it counts against a large lifetime exemption. Give the receipt along with the gift: the recipient takes your cost basis. See taxes on selling gold.
General information, not tax advice.
Sources
- IRS, Rev. Proc. 2025-32 (2026 annual exclusion, $19,000) and gift tax FAQ.
Gift guides: Is gold a good gift? · Is silver a good gift? · How to buy gold · How to buy silver · How to store it · All guides
We pay top dollar for gold, at published rates set before you sell.
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